LOAN

HOME LOAN

Buying a home is the costliest purchase in one’s life and home loan is the first step to fulfilling your dream of owning a home.Hence, it is important to choose a Home Loan partner who will look beyond loan transactions. Although a home loan comes with a financial cost, but we are here to help you use your loan smartly which can greatly help in reducing your financial burden and help you maximise your tax deductions as well.

PERSONAL LOAN

A personal loan is an instalment basedunsecured loan that provides funds to borrowers who can use the same for any purpose, unlike an auto loan or a mortgage, which are reserved solely for the purchase of certain commodity/ Property that is then used as collateral for the loan. Personal loans also have relatively short repayment terms, with most requiring full payment in 12 to 60 equal monthly instalments. These loans being unsecured are generally offered at relatively higher interest rates.

Eligibility Criteria: Salaried Person, Businessman, Self Employed

SECURED BUSINESS LOAN

Secured business loans are a common funding instrument for businesses. A secured business loan is any type of business funding instrument secured by a personal guarantee or by pledging valuable assets as collateralex. Cash Credit Limit, Overdraft Limit, LAP etc.Taking a business loan fulfils your urgent requirement of working capital in business.

UNSECURED BUSINESS LOAN

Businesses need money for several reasons, right from working capital needs to expansion plans to opening up a new branch or for innovation in the existing business. Unsecured Business Loans are loans taken by the borrower to enhance a business without any collateral. The borrower need not pledge any of his property or asset. Since these loans are unsecured, they are offered at relatively higher interest rates.

Eligibility Criteria: Proprietorship, Partnership, Private Limited Companies and Limited Companies.The applicant must have business vintage of at least 3 years.

LOAN AGAINST PROPERTY

Loan against fully constructed, freehold residential, commercial and Industrial properties for: Business needs,marriage, medical expenses, other personal needs, transferring your outstanding loan availed from another Bank / Financial Institution.Best is, the loan money can be used to meet financials requirements of any kind. We can help you raise funds at lowest possible cost.

BALANCE TRANSFER

Do not miss a chance to lower your loan repayments when you have smarter options to choose from. Move your Loan outstanding balances to bank with lower interests, pay lower monthly instalments and enjoy the savings for the other things in life that really matter to you and your family.

PROJECT LOAN

Project financing helps in managing all your new investments well by best structuring your financial projects through cash flows and assets than seeking additional sponsors help. In present times, project financing is considered as the best technique through, which you get a chance to alleviate the risks associated with your finances, at fairly nominal prices.

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